Real Estate Debt Management Portfolio Specialist – Wilmslow

Job title: Real Estate Debt Management Portfolio Specialist – Wilmslow

Company: Rothschild & Co


Job description: About UsRothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world’s financial markets.Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities and planet.We have 4,600 talented specialists on the ground in over 40 countries around the world, enabling us to deliver a unique global perspective across four market-leading business divisions – Global Advisory, Wealth Management, Asset Management and Five Arrows.As a family-controlled business built on relationships, we place a huge emphasis on our people and finding the right colleagues to take our business forward.Rothschild & Co is committed to an inclusive and supportive environment where different perspectives are valued. We are focused on the attraction and recruitment, development and retention and progression of high calibre talent to ensure we and our clients benefit from the value of difference.Real Estate Debt Management (“REDM”)REDM forms part of Rothschild & Co’s Wealth Management division and operates as a discrete investment manager in the UK real estate lending market. We have originated and manage over £1bn of loans, largely secured by UK commercial real estate, on behalf of institutional investors. We have a highly experienced, entrepreneurial team which has extensive experience of structuring debt and analysing risk.The business is growing strongly, and a vacancy has arisen for an ambitious individual to join our highly successful team, located in Wilmslow, to support the management and growth of the loan portfolio.Overview of RoleWe are looking for a dedicated Analyst / Associate to join the REDM Portfolio Team and assist with the ongoing management of a portfolio of borrowers. This role will form a vital part of the team which is responsible for handling all client relationships and investor reporting. The role will also encompass support and involvement in the wider activities of the REDM business.Responsibilities:

• Maintaining strong relationships with borrowers and assisting with the day to day management of the existing loan portfolio, providing exceptional client service
• Liaising with colleagues in the New Lending Team to ensure a smooth handover of new clients following drawdown of loans
• Monitoring loan facilities to facilitate early detection of under-performance and engaging with borrowers to resolve issues promptly, reporting any exceptions
• Analysing annual property re-valuations, engaging with valuers, and assessing financial covenants
• Preparing annual reviews in a timely manner for inclusion within quarterly Investor Reports
• Monitoring loan expiries and assisting with executing new facilities or achieving a prompt exit
• Credit analysis of commercial real estate loan applications for existing borrowers (e.g. loan increases to support acquisition activity, disposals, refinancing, or re-structuring). This includes:

• financial modelling
• tenant risk analysis
• sector analysis
• property due diligence
• assisting with loan re-structuring for existing borrowers
• preparing detailed Investment Committee papers
• supporting other team members to review legal documentation and due diligence

• Assessing and delivering other ad-hoc borrower requests

• Engagement and co-ordination with a variety of internal and external counterparties
• Collaborating with all REDM team members and working on other team projects, as required

The role will be based in our Wilmslow office and with regular travel to attend meetings / site visits throughout the UK. In-office attendance full time throughout an initial 6-month probation period, with flexibility to work one day per week from home thereafter, subject to operational requirements.Desirable experience, skills, and competencies

• Graduate level qualification, minimum 2:1, with a preference for A-level Maths, or 3+ years’ experience, ideally including banking, real estate, fund management, or similar profession
• Highly organised and reliable, strong communication skills, commercial acumen, and excellent attention to detail
• Highly numerate with the ability to analyse, distil, and interpret financial information, supported by excellent written skills and good report writing proficiency
• Professional demeanour and strong interpersonal skills
• Pro-active, solutions focused, self-starter with a lateral approach and the ability to work independently and as part of a team
• Advanced in the use of MS Office (Excel in particular)
• Willingness to take on a diverse workload and to adapt to and embrace new challenges

Our goal is to have a balanced, inclusive, and flexible environment which enables all colleagues to achieve their personal and professional aspirations, and to ensure that Rothschild & Co provides longer term opportunities for talent.

Expected salary:

Location: Wilmslow, Cheshire

Job date: Fri, 16 May 2025 03:27:10 GMT

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